Transfer Partner Finder

Rates show source points or miles : partner points. For example, 4:3 means 1,000 source points become 750 partner points. Rates exclude temporary transfer bonuses.

Citi: Tile rates show premium / other eligible cards, in that order. Premium includes Strata Elite, Strata Premier, Prestige, and AT&T Access More. For example, 1,000 Citi points become 1,500 or 1,050 Choice points. Check your own ThankYou account for card eligibility and the live transfer rate. The PDF shows premium-card rates.

About Rove Miles: Rove is a travel and shopping rewards program, not a credit card issuer. Its airline and Virgin Red transfers shown here are 1:1. Accor transfers at 1.5:1, meaning 3,000 Rove Miles become 2,000 Accor points. Rove requires at least 2,000 miles per transfer; partner minimums and increments may also apply. Check the live terms in your Rove account.

Chase to Hyatt: Sapphire Preferred transfers at 4:3 as of October 1, 2026; Sapphire Reserve remains 1:1. The Preferred rate means 1,000 Chase points become 750 Hyatt points. *Check your account’s live rate before transferring.

Direct and linked routes: The finder lists direct transfer relationships. The PDF also includes selected indirect routes marked “via BA,” “via Qatar,” or explained in a footnote. Account linking and program rules apply.

Member-to-member points sharing: Wells Fargo ended rewards gifting between members in September 2026; eligible cardholders can still transfer to travel partners. Citi ended member-to-member ThankYou Point Sharing in May 2026; eligible Citi cards can still transfer to participating travel partners. These are separate features.

Virgin Red is a broader rewards program offering flights and other ways to spend Virgin Points. Virgin Atlantic Flying Club is the airline loyalty program used to book flight awards.

Link your Virgin Red and Flying Club accounts to use the same Virgin Points balance across both programs. A Virgin Red account alone does not replace the Flying Club account needed for Flying Club flight redemptions.

Capital One transfers to Virgin Red. Once your accounts are linked, those Virgin Points can be used through Flying Club. The finder therefore lists Capital One under Virgin Red. The PDF also shows the linked route to Flying Club with the ‡ footnote.

Other points providers may offer Virgin Red, Flying Club, or both. Choose the direct partner shown in your provider’s account and confirm the rate before transferring.

Explore Virgin Red · Ways to spend Virgin Points · Explore Flying Club

Booking windows are approximate planning guides, not guaranteed award release dates. A program’s booking calendar and the dates an operating airline releases award seats to partners may differ. An open calendar does not guarantee an award seat or room.

Hotel calendars may vary by property, including independent and partner hotels bookable with Hilton or Hyatt points. Hyatt’s longer booking window can depend on membership or cardholder eligibility; check the dates available in your account. Marriott permits reservations up to 50 weeks before arrival.

Southwest and Frontier release schedules in batches. The approximate ranges shown may change as schedules are extended. Check your specific flight, hotel, dates, and eligibility before transferring points.

Bank program data was reviewed September 28, 2026. Rove partners and ratios were reviewed September 30, 2026. Booking-window wording and the downloadable cheat sheet were updated October 1, 2026.

Partner lists, card eligibility, and transfer ratios can change. Confirm the current list and rate with your points provider. Booking windows are estimates; check the program calendar for your exact dates.

• Chase transfer partners
• Capital One transfer partners
• Bilt transfer partners
• Citi travel partners
• American Express transfer partners
• Wells Fargo Rewards
• Rove Miles
• Rove transfer ratios and minimums

Booking guidance: American Airlines · Marriott · World of Hyatt terms · Amtrak.